If we need to get money urgently but we are self-employed and we have some type of debt behind us, for example, if we have not paid the phone bills for our business or if we are immersed in a claim process with an electricity company, we must knowing that our chances of obtaining financing are not over.
Next, we will see how certain lenders allow us to obtain loans without credit check even though we are autonomous, so that we can obtain the urgent financing that we need to continue with our business.
Credits without credit check of up to $ 750 for entrepreneurs with debts
Our chances of getting personal loans with a bank practically disappear if we are enrolled in a list of defaults. On the other hand, if we are in these records but we are entrepreneurs and we have to face unforeseen or urgent expenses of some kind, such as paying suppliers, higher bills or the purchase of new equipment, certain private capital lenders will allow us to obtain the financing we need. Of course, we must bear in mind that we can only request credits without credit check as a natural person and not as a legal person.
Loans without credit check yes, as long as we demonstrate our income
Although they are not exactly business loans, the mini-credits without credit check allow us to get money to cover some type of urgent expense of our business or our personal environment, as long as we can demonstrate that we have a stable and regular income. This will allow credit companies without credit check to ensure that we will not default again and that we will be able to properly repay the money they have loaned us.
If we want to get credits without credit check, we must take into account that they will not accept our application if our debts are related to any banking product or service (loans, debts with our credit cards) and that they must not exceed $ 1,000 or $ 2,000, depending on the lender we are dealing with. Also, to request them we must be of legal age (although they can require a minimum of 21 or 25 years, depending on the lender), be residents in the country and have a current account in our name so that they can make the credit deposit without credit check.